Who among us really accepts global warming as the cause of increased frequency and intensity of harmful weather? The anti-science republicans? Fox news watchers? No! Who then? Insurance companies.
Over the last few years the big insurance companies have been meeting with their largest customers to say you are going to experience increased climate related losses, and your rates will go up. For the public, we see insurers in some areas refusing to take new customers, or they will only write policy exempting wind damage or water damage, even canceling all policy in some areas, some coastal areas in Florida for example. The reason some areas cannot get insurance at all, or wind damage coverage is due to the governors. The Florida governor and the state insurance commission will not allow the industry to raise their premiums. Is that the hands off small government they brag of? Trying to keep all those blue haired old ladies from raising hell about high insurance bills instead leads to having no insurance, or very narrow event insurance.
To sum up, aside from the efforts good or bad of states, the fact remains, insurance companies are already in the global warming mode of operation, rates are up and will increase 70% in the next few years, if the state blocks it they cancel. While republicans howl at the moon of lame excuses about climate and pollution, the insurance bill arrived, and it's already charging for global warming.
fringe:
ReplyDeleteI don't like the term "global warming" because it is a phrase tied to carbon emissions and I tend to think there is much more at work here. Sun spot activity has been very abnormal this last 11 year cycle with some very intense mass ejections inspite of the abnormally low sunspot count over the last three years which play a role in the earths magnets and additionally there are tons and tons of "space junk" orbiting the earth which can be looked at as an additional ionaspheric lawer. All of these thing combined, in my opinion , are bringing about "climate change" which i see as a better discription of what is going on..Pop'
dag forgot spell check...drat, Pop
ReplyDeleteFringe:
ReplyDeleteEither accept global warming or expect your insurance rates to start heating up.
Pop,
ReplyDeleteHere is what NASA says about sun spots impacting our temps.
----------
Sunspots have been observed since the time of Galileo. Since the Schwabe sunspot cycles average 11.1 years, we have limited data to see long term solar cycles clearly. But the short term Schwabe cycles are quite clear in the sunspot record.
These cycles range from 9 to 14 years in length, with an average length of 11.1 years. As of early 2009 we are experiencing an extended solar minimum, similar to the one noted around 1913. We are entering Solar Cycle 24 and you can monitor the entry to the new solar cycle with the links below.
http://solarcycle24.com/
http://sohowww.nascom.nasa.gov/data/realtime-images.html
The solar variance between solar maximum and solar minimum accounts of a change in total solar irradiance of around 0.2 W/m2. The current forcing above natural cycle is 1.6W/m2, all major forcings considered. This clearly illustrates that our current global warming event can not be attributed to solar forcing from the sunspot cycle.
There is also a slight irradiance increase in solar output that has been noticed by NASA, but that also does not provide nearly enough forcing to account for current forcing above natural cycle. The only attribution possible is industrial greenhouse gases which are easily calculated quantitatively and the amount of forcing this provides in the system matches the amount of climate forcing we are observing.
Whit:
ReplyDeleteI accept, now send me my insurance statement. I keep offsetting these rising costs by lowering my energy costs. Currently during this hot spell, my neighbors are facing $400 to 450 a month electric bills, mine jumps between 100 and 150. It's 70 in here right now. More insulation, CFC lighting, turn the water heater a little lower, iron and run the dryer early in the am, etc. it's just timing and planning.
Fringe:
ReplyDeleteI think u missed my point. Tonight in the news three men were injured when a balcony collapsed and the management said the balcony was built for decorative purposes only and didn't collapse till the third man stepped out onto it. What I am saying is that climate change is due to a convergence of circumstances. I am well schooled on sunspots and hold a 1st commercial FCC license class and amateur radio license and have been following the sunspot cycle for at least 60 years which have much greater influence on life on earth than the "specialists" are aware of including consciousness. The coronal mass ejections have been off the hook recently though the activity has been low. The minimums in 1913 were unlikely accompanied by the cme's we have been experiencing and the third man on the balcony, carbon emissions, was for all intents and purposes non existent not a problem. This is my point fleshed out a bit....Pop'
Fringe:
ReplyDeleteFor example lets use this line "This clearly illustrates that our current global warming event can not be attributed to solar forcing from the sunspot cycle". That's correct in that solar forcing alone is not responsible for global warming but when combined with other influences climate change is the result.
There are many drugs that won't kill ya either unless they are combined with other drugs, than it's another story. What we are talking about is a very very sensitive balance that works like a "phase locked loop" where all things are relative and I just choose the top three.:=) ....Pop'
Pop,
ReplyDeleteThanks, I'm glad you added these posts. Perhaps the many feed back loops running might also pick up a small multiplier from this as well. We have a climate scientist in the family, works for NASA. His speciality is peat and tundra fires and ice caps. He is interesting to talk to about the multiplier of feed back acceleration when earth is laid bare of ice or plants, the heat absorbed grows, which clears more earth to sunlight, and the next patch clears faster than the previous and so on. OK, anyhow, thanks for the posts.
Amazin, fuckin, amazin!
ReplyDeleteThis was early - I mean like 0545 this morning.
Dad said, look at this silly shit about global warming - Why we had factories and locomotives putting out smoke and had cold ass winters and hot summers. Dad contends that smoke for factories doesn't cause global warming - he does
concede that exhaust fumes from cars does. Trying to explain that the two are alike would have been pointless.
He also said, "Texas is just having a real hot Summer. Why we have had days here where they had to close down the factory because it was so
hot.
I changed the subject...
Sarge
Sarge,
ReplyDeleteIt's good that he know that vehicle exhaust is part of the cause.