My word search bears fruit.

For days I have been looking for a term that describes the condition millions in Americans now face, 30 million it is said in one or more of these situations:
Unemployed for 6 months or more - without health insurance - graduate and find nothing - behind on mortgage or rent - applying for food stamps for the first time - declared bankruptcy - homeless - struggling to keep a car - layed off late in life - took a loan at for-profit college and found it poorly taught and promised job placement a hoax - working part time minimum wage job that does not meet the costs to get their - living in ever more dangerous and unhealthy locations.

"Future proof".  Unless something is done soon, or the economy leaps suddenly, many of these people are future proof, their lives as contributors, tax payers and motivated citizen is at risk, and for their kids it's bleak, poverty spawns only a few success stories among kids.  And the "job creators", thats code for "the rich who may not be taxed no matter what" cannot see these people from their walled and gated community or their mega church in the burbs, in fact they do not believe the numbers are so many or the condition is so dire.

I think there is a carrying capacity, a tipping point, if we "future proof" too many of our citizens, well, did you ever set on a teeter totter when too many got on one side?