First the Pentagon sides with Global Warming, now it's insurance.

Insurance companies acknowledge global warming in unusual ways, for example they determined it is going to cost you money.
The industry is predicting an immediate uptick in losses due to the onset of harsher weather conditions.   Swiss Re, and other major reinsurers are notifying major customers of a 65% rate increases within the next few years.  They suggested Gulf Coast cities could be left without insurance all together, or have policy defined so narrow as to be of limited value.
Expect your homeowners, car, or crop insurance to be pummeled by modifications exempting this that and the other, higher prices, and quicker cancellations for any squabble or multiple claims.
The environment controls the economy, the environment is not something you visit on the weekend.  The city of Joplin Missouri was hammered last night by a huge tornado, a backwater city, it may never be as strong as it was, bankruptcy courts will fill the next 2 years, more poor on the way.